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Author

Gustavo Lino

Head of Policy, Cumbuca

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  1. About the author
  2. Guides
  3. On LinkedIn

About the author

Leads regulatory policy, legal and compliance at Cumbuca.

Previously at Quanto and Swap. Executive director of INIT, the Brazilian Association of Payment Transaction Initiators.

LinkedIn

Guides

  • Open Finance data partnerships already have the controls the rule needs.

On LinkedIn

  • Mais de 20% dos consentimentos do Open Finance vêm do modelo de parcerias, e a padronização das suas regras é o caminho natural de um ecossistema que está amadurecendo. · Jul 27, 2026
  • Na última semana publiquei um artigo no Finance Derivative falando sobre o uso de IA no contexto regulatório e a importância de ferramentas treinadas para esse fim. · Jul 24, 2026
  • Essa semana o Bank for International Settlements – BIS e a University of Cambridge publicaram mais um estudo para falar sobre as iniciativas de Open Finance, desta vez com foco no impacto em países emergentes. · Jun 25, 2026
  • Um único modelo já responde por mais de 20% dos 180 milhões de consentimentos do Open Finance Brasil. · Jun 8, 2026
  • Ontem o Valor Econômico publicou a excelente matéria do Álvaro Campos sobre a proposta recente do Banco Central sobre o compartilhamento de dados do Open Finance. · Mar 31, 2026

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CUMBUCA Instituição de Pagamento Ltda., registered with the National Registry of Legal Entities of the Ministry of Finance (CNPJ/MF) under No. 44.353.942/0001-29, is authorized as a Payment Institution (IP), in the Payment Transaction Initiator (ITP) modality, regulated by the Central Bank of Brazil, pursuant to BCB Resolution No. 80 of March 25, 2021, and is a subsidiary of FAMÍLIA CUMBUCA HOLDING Ltda., registered with the CNPJ/MF under No. 32.670.659/0001-41.

CUMBUCA Serviços de Tecnologia Ltda., registered with the CNPJ/MF under No. 50.271.185/0001-47, is also part of the same corporate group.