{ "version": "1.0", "generated": "2026-06-19", "description": "Machine-readable catalog of cumbuca.com for AI agents and crawlers: organization, capabilities, products, key pages, and the contact-form action (so an agent can submit it directly). Human-readable mirror: /llms.txt and /llms-full.txt.", "site": { "url": "https://cumbuca.com", "defaultLanguage": "pt-BR", "languages": ["pt-BR", "en"], "sitemap": "https://cumbuca.com/sitemap.xml", "llmsTxt": "https://cumbuca.com/llms.txt", "llmsFullTxt": "https://cumbuca.com/llms-full.txt" }, "organization": { "name": "Cumbuca", "legalName": "CUMBUCA Instituição de Pagamento Ltda.", "cnpj": "44.353.942/0001-29", "url": "https://cumbuca.com", "logo": "https://cumbuca.com/assets/cumbuca-white.svg", "description": "Regulated Pix and Open Finance infrastructure, authorized by the Brazilian Central Bank. Cumbuca operates a specialized, thin proxy for the Open Finance Brasil ecosystem: companies use Cumbuca's license and infrastructure to access Pix and Open Finance — payment initiation, transactional data, and raw SCR — without holding their own regulated license and without intermediaries between their stack and the Central Bank.", "regulator": "Banco Central do Brasil (BACEN)", "regulatoryStatus": "Payment Institution (IP), Payment Transaction Initiator (ITP) modality, per BCB Resolution No. 80 of March 25, 2021", "backers": ["Y Combinator (S21)", "Lightspeed Venture Partners", "Monashees"], "sameAs": ["https://www.linkedin.com/company/cumbucaip"] }, "capabilities": [ { "id": "payment_initiation", "name": "Pix payment initiation (ITP)", "description": "Pix payment initiation via Open Finance, including single-use consents and Pix Automático (recurring authorization)." }, { "id": "open_finance_data", "name": "Open Finance data", "description": "Cadastral and transactional data APIs under user consent: accounts, transactions, credit cards, loans, investments." }, { "id": "scr_raw", "name": "Raw SCR", "description": "Direct, operation-level access to the Brazilian Central Bank's Credit Information System (SCR): modality, outstanding balance, delinquency bands, collateral, co-obligation." }, { "id": "sweeping_accounts", "name": "Sweeping accounts", "description": "Automated balance routing for loan collection and treasury use cases." }, { "id": "byoc_self_hosted", "name": "BYOC / self-hosted deployment", "description": "The proxy can run inside the customer's own cloud environment." } ], "launchWeek": { "name": "Cumbuca Launch Week 2026", "dates": { "start": "2026-05-04", "end": "2026-05-08" }, "hub": { "pt": "https://cumbuca.com/launchweek/", "en": "https://cumbuca.com/en/launchweek/" }, "initiatives": [ { "day": 1, "launchDate": "2026-05-04", "name": "Regulus", "category": "Compliance", "type": "WebApplication", "url": { "pt": "https://cumbuca.com/launchweek/regulus/", "en": "https://cumbuca.com/en/launchweek/regulus/" }, "description": { "pt": "Chatbot de IA treinado nas normativas do Banco Central. Consulte regulação de Open Finance e Pix em linguagem natural, com respostas fundamentadas em fontes oficiais.", "en": "AI chatbot trained on Brazilian Central Bank regulations. Query Open Finance and Pix regulation in natural language, with answers grounded in official sources." } }, { "day": 2, "launchDate": "2026-05-05", "name": "Open Finance Playground", "category": "Open Source", "type": "SoftwareSourceCode", "external": true, "url": { "pt": "https://juspay.io/pt-br/open-finance", "en": "https://juspay.io/br/open-finance" }, "description": { "pt": "Documentação aberta e prática para o Open Finance Brasil, feita por quem implementa. Em parceria com a Juspay.", "en": "Open, practical developer documentation for Open Finance Brasil, built by people who implement it. Built with Juspay." } }, { "day": 3, "launchDate": "2026-05-06", "name": "Open Finance Data MCP", "category": "Developer Tools", "type": "SoftwareApplication", "url": { "pt": "https://cumbuca.com/launchweek/of-data-mcp/", "en": "https://cumbuca.com/en/launchweek/of-data-mcp/" }, "description": { "pt": "Servidor Model Context Protocol que conecta sua conta bancária ao ChatGPT ou Claude via Open Finance. Acesse seus dados financeiros consentidos direto pela IA, sem precisar de conta na Cumbuca.", "en": "Model Context Protocol server that connects your bank account to ChatGPT or Claude via Open Finance. Access your consented financial data directly in AI, no Cumbuca account needed." } }, { "day": 4, "launchDate": "2026-05-07", "name": "Status Pages", "category": "Status Pages", "type": "WebApplication", "url": { "pt": "https://cumbuca.com/launchweek/status-pages/", "en": "https://cumbuca.com/en/launchweek/status-pages/" }, "description": { "pt": "Status pages públicas e em tempo real da infraestrutura de Open Finance do Brasil: PCM, SCR e bancos. Sem login.", "en": "Public, real-time status pages for Brazil's Open Finance infrastructure: PCM, SCR and banks. No login." } }, { "day": 5, "launchDate": "2026-05-08", "name": "Benchmark", "category": "Market Intelligence", "type": "WebApplication", "url": { "pt": "https://cumbuca.com/launchweek/benchmark/", "en": "https://cumbuca.com/en/launchweek/benchmark/" }, "description": { "pt": "Suba uma proposta comercial de infraestrutura financeira e descubra se o preço é justo. Comparação com dados reais de mercado.", "en": "Upload a financial-infrastructure pricing proposal and find out if the price is fair. Comparative analysis using real market data." } } ] }, "pages": [ { "title": "Home", "url": { "pt": "https://cumbuca.com/", "en": "https://cumbuca.com/en/" }, "summary": "Company overview, platform tour, media coverage." }, { "title": "Scale", "url": { "pt": "https://cumbuca.com/escala/", "en": "https://cumbuca.com/en/scale/" }, "summary": "Load-test report: ~52,000 req/s sustained, 0.001% error rate under realistic load." }, { "title": "Newsroom", "url": { "pt": "https://cumbuca.com/newsroom/", "en": "https://cumbuca.com/en/newsroom/" }, "summary": "Press coverage." }, { "title": "Launch Week 2026", "url": { "pt": "https://cumbuca.com/launchweek/", "en": "https://cumbuca.com/en/launchweek/" }, "summary": "Five initiatives shipped May 4–8, 2026. See launchWeek above." }, { "title": "Contact", "url": { "pt": "https://cumbuca.com/contact/", "en": "https://cumbuca.com/en/contact/" }, "summary": "Engineer-in-the-loop contact form. See contact.form below." } ], "contact": { "channels": { "commercial": "bruno@cumbuca.com", "engineering": "engineering@cumbuca.com", "support": "support@cumbuca.com", "press": { "pt": "imprensa@cumbuca.com", "en": "press@cumbuca.com" } }, "form": { "page": { "pt": "https://cumbuca.com/contact/", "en": "https://cumbuca.com/en/contact/" }, "responseSLA": "Initial reply within one business day, with an engineer in the thread.", "submit": { "method": "POST", "endpoint": "https://api.hsforms.com/submissions/v3/integration/submit/50478766/4093ce75-3553-4bac-af69-0312ce1107b2", "contentType": "application/json", "bodyShape": "{ \"fields\": [ { \"name\": \"\", \"value\": \"\" } ], \"context\": { \"pageUri\": \"\", \"pageName\": \"\" } }", "note": "HubSpot Forms Submissions API v3. Browser agents can fill the on-page
directly; HTTP agents can POST the JSON body above. Do NOT include the 'website_honeypot' field — it is a bot trap and any value flags the submission as spam." }, "fields": [ { "name": "firstname", "type": "text", "required": true, "label": "First name" }, { "name": "lastname", "type": "text", "required": true, "label": "Last name" }, { "name": "email", "type": "email", "required": true, "label": "Work email" }, { "name": "company", "type": "text", "required": true, "label": "Company" }, { "name": "phone", "type": "tel", "required": false, "label": "Phone" }, { "name": "cumbuca_use_case", "type": "select", "required": true, "label": "Use case", "options": ["pix_iniciacao", "open_finance_data", "scr_bruto", "credito_completo", "infraestrutura_licenca", "outro"] }, { "name": "cumbuca_volume", "type": "select", "required": false, "label": "Expected volume", "options": ["under_100k", "100k_1m", "1m_10m", "over_10m", "not_sure"] }, { "name": "message", "type": "textarea", "required": true, "label": "How can we help?" } ] } } }