---
title: "Guides on Pix and Open Finance."
description: "Answers for teams deciding how to enter Brazil's regulated ecosystem, written by people who operate in it every day."
url: "https://www.cumbuca.com/en/guides"
lang: "en"
---

# Guides on Pix and Open Finance.

Guides. Answers for teams deciding how to enter Brazil's regulated ecosystem, written by people who operate in it every day.

- **Guides:** 2

## Guides

Each guide answers a question companies bring when deciding how to operate Pix and Open Finance in Brazil: getting their own license or contracting it as a service, how data partnerships work, what the Central Bank requires from ecosystem participants.

They are written by the team that runs Cumbuca's infrastructure every day. Each guide cites the regulations and data it relies on in its sources section, and is updated when the rules change.

- [Your own license, as a service, or a path between the two.](https://www.cumbuca.com/en/guides/licenca-propria-ou-as-a-service) · Bruno Cury
- [Open Finance data partnerships already have the controls the rule needs.](https://www.cumbuca.com/en/guides/parcerias-de-dados-no-open-finance) · Gustavo Lino

---

## About Cumbuca

CUMBUCA Instituição de Pagamento Ltda., registered with the National Registry of Legal Entities of the Ministry of Finance (CNPJ/MF) under No. 44.353.942/0001-29, is authorized as a Payment Institution (IP), in the Payment Transaction Initiator (ITP) modality, regulated by the Central Bank of Brazil, pursuant to BCB Resolution No. 80 of March 25, 2021, and is a subsidiary of FAMÍLIA CUMBUCA HOLDING Ltda., registered with the CNPJ/MF under No. 32.670.659/0001-41.

CUMBUCA Serviços de Tecnologia Ltda., registered with the CNPJ/MF under No. 50.271.185/0001-47, is also part of the same corporate group.

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