---
title: "Financial Statements"
description: "Half-yearly financial statements and independent auditor's reports of Cumbuca Instituição de Pagamento LTDA., published in compliance with BCB Resolution No. 2/2020 and other applicable regulations. The documents are available in Portuguese."
url: "https://www.cumbuca.com/en/financial-statements"
lang: "en"
---

# Financial Statements

Regulatory · Financial statements. Half-yearly financial statements and independent auditor's reports of Cumbuca Instituição de Pagamento LTDA., published in compliance with BCB Resolution No. 2/2020 and other applicable regulations. The documents are available in Portuguese.

- **CNPJ:** 44.353.942/0001-29
- **Regulation:** BACEN · BCB Resolution 2/2020

> Courtesy translation. The Portuguese version is the legally binding document.

## Fiscal year 2026

### 2026 · 1st half

- Statements: [Financial statements, 1st half 2026](https://drive.google.com/file/d/131yy5EeS1ZVIfpi-Cdo6ouUsqtgQhdwf/view)
- Auditor's report: [Independent auditor's report, 1st half 2026](https://drive.google.com/file/d/1PRhvn6epyb8RutNgvIUubsqOXRw8iCW-/view)

## Fiscal year 2025

### 2025 · 2nd half

- Statements: [Financial statements, 2nd half 2025](https://drive.google.com/file/d/1otePsc6Lu02iIEffBloLPWvRWMOjsqzB/view)
- Auditor's report: [Independent auditor's report, 2nd half 2025](https://drive.google.com/file/d/1gkpGjx6Yi-TURn-BaJ5tPPc9RyWPGYQv/view)

### 2025 · 1st half

- Statements: [Financial statements, 1st half 2025](https://drive.google.com/file/d/15F4XdNiXt9j97Ikq_xhY98j8Ty7lxGhQ/view?usp=drive_link)
- Auditor's report: [Independent auditor's report, 1st half 2025](https://drive.google.com/file/d/1A4hQFyA0XDJLY2fgsLyYKUCPRv9BoFbO/view)

## Fiscal year 2024

### 2024 · 2nd half

- Statements: [Financial statements, 2nd half 2024](https://drive.google.com/file/d/1l81nS8427dcXfFQ-rTbvdMbrNo8FtukG/view?usp=drive_link)
- Auditor's report: [Independent auditor's report, 2nd half 2024](https://drive.google.com/file/d/1lBHH5XqQHDy9s5cAnORH_f4xCiQQQV5P/view?usp=drive_link)

### 2024 · 1st half

- Statements: [Financial statements, 1st half 2024](https://drive.google.com/file/d/1PNtdudTcnFj9z-8lUM9s4c1AIpYVKb5g/view?usp=drive_link)
- Auditor's report: [Independent auditor's report, 1st half 2024](https://drive.google.com/file/d/1O-aAMFhw4Eda9iCYvoJtbiEFjCtjbDaT/view?usp=sharing)

## Fiscal year 2023

### 2023 · 2nd half

- Statements: [Financial statements, 2nd half 2023](https://drive.google.com/file/d/1Z7SrNO-R6BGB5grou4rKEg0AHHBO4gUe/view?usp=sharing)
- Auditor's report: [Independent auditor's report, 2nd half 2023](https://drive.google.com/file/d/1Cj42p8V8E-2HUKfRPVLhEJmLUErni4-4/view?usp=sharing)

### 2023 · 1st half

- Statements: [Financial statements, 1st half 2023](https://drive.google.com/file/d/14a7mSB82kdR7gHCMlSI8tVrtFD2Hkmfy/view?usp=sharing)
- Auditor's report: [Independent auditor's report, 1st half 2023](https://drive.google.com/file/d/11cc7T4aeu1F8lnpdPnwFrlgWW54fAISM/view?usp=sharing)

To request a copy in another format or report a discrepancy, write to [ri@cumbuca.com](mailto:ri@cumbuca.com).

---

## About Cumbuca

CUMBUCA Instituição de Pagamento Ltda., registered with the National Registry of Legal Entities of the Ministry of Finance (CNPJ/MF) under No. 44.353.942/0001-29, is authorized as a Payment Institution (IP), in the Payment Transaction Initiator (ITP) modality, regulated by the Central Bank of Brazil, pursuant to BCB Resolution No. 80 of March 25, 2021, and is a subsidiary of FAMÍLIA CUMBUCA HOLDING Ltda., registered with the CNPJ/MF under No. 32.670.659/0001-41.

CUMBUCA Serviços de Tecnologia Ltda., registered with the CNPJ/MF under No. 50.271.185/0001-47, is also part of the same corporate group.

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