CUMBUCA · BOILERPLATE (ENGLISH)
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SHORT (1 sentence)
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Cumbuca is a Payment Institution (IP) regulated by the Central Bank of Brazil (BCB) that provides regulated, transparent and direct access to Pix and Open Finance, so companies can operate without holding their own license or regulatory capital.


STANDARD (2 sentences)
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Cumbuca is a Payment Institution (IP) regulated by the Central Bank of Brazil (BCB) that provides regulated, transparent and direct access to Pix and Open Finance, so companies can operate without holding their own license or regulatory capital. It is backed by Y Combinator (S21), Supera Capital and Lightspeed, and is the only Brazilian company Lightspeed has backed to date.


EXTENDED (paragraph)
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Cumbuca is a Payment Institution (IP) regulated by the Central Bank of Brazil (BCB), licensed as a Payment Transaction Initiator (ITP). It works as a regulated layer between companies' own infrastructure and Brazil's financial ecosystem, with three products: Pix payments and collections, Open Finance data, and data from the Credit Information System (SCR). Companies choose how to operate: on Cumbuca's infrastructure, a complete end-to-end solution offered as Software as a Service (SaaS), or on their own infrastructure, with Cumbuca signing the requests with its own certificates and acting as a proxy. Fintechs, banks and companies in Brazil and abroad reach Pix and Open Finance without obtaining their own license, while keeping ownership of their data and integration. Cumbuca has more than 15 million active Open Finance consents and is backed by Y Combinator (S21), Supera Capital and Lightspeed.


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Press contact: imprensa@cumbuca.com
Website: https://www.cumbuca.com/en
Newsroom: https://www.cumbuca.com/en/about#newsroom
