CUMBUCA — STANDARD BOILERPLATE (ENGLISH)
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SHORT (1 sentence)
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Cumbuca is a Payment Institution regulated by the Brazilian Central Bank, providing regulated access to Brazil's Pix and Open Finance networks through a layer-7 proxy — no license required.

STANDARD (2 sentences)
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Cumbuca is a Payment Institution regulated by the Brazilian Central Bank, backed by Y Combinator (S21) and Lightspeed. It provides regulated access to Brazil's Pix and Open Finance networks through a layer-7 proxy, so companies can integrate with their own infrastructure without needing their own license or any middleware provider.

EXTENDED (paragraph)
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Cumbuca is a regulated Payment Institution (IP), authorized by the Brazilian Central Bank under the ITP modality. It operates as a layer-7 regulatory proxy for Brazil's Pix instant payments and Open Finance networks, enabling fintechs, banks, and enterprises worldwide to connect to Brazil's financial infrastructure through their own systems — without obtaining a Brazilian license or depending on middleware intermediaries. Backed by Y Combinator (S21) and Lightspeed, Cumbuca has processed over 3.1 million active Open Finance consents as of May 2026.

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Press contact: press@cumbuca.com
Website: https://cumbuca.com
Newsroom: https://cumbuca.com/en/newsroom/
